This piece is supposed to be a guide for people on how to save money. It is well written, well recorded, well spoken, and the added background music is a nice touch. However I feel what the producer/narrator/speaker has told us is not remotely helpful. The speaker could have gone further and made it into a sort of feature that way, we, the listners could actually get something out of it, or said something we did not know anyway. It is not all that worthwhile to state things that are incredibly ovious, such as,you should open up a savings account, I'm sorry but everyone knows you can save money by opening up a savings account rather than hiding your money in a tin can and burying it in your back yard. Next time give us information we can actually use, and will actually help us, rather than information we already know.